ZenfiPay: stablecoin payments for physical merchants

ZenfiPay is a unified merchant payment platform. Customers can pay businesses in person with stablecoins (USDT, USDC, cNGN), and merchants can also accept bank transfers and card/NFC payments, all settling into one merchant balance.

ZenfiPay is currently in beta in Nigeria and onboarding merchants. ZenfiPay itself does not hold a money-transmission licence; licensed infrastructure partners hold the licences for the regulated parts of the service.

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